This site is a small editorial publication written by Karl Baz.
What this is, and isn’t
The essays and memos on karlbaz.com are personal writing. They reflect my views at the time of publication. They’re not legal or financial advice, and they’re not a substitute for hiring someone who knows your specific situation. Reading an essay here doesn’t create a consulting, advisory, or legal relationship between you and me.
Using the writing
You can read and link to anything here. Short quotes with attribution and a link back are welcome in your own writing.
What I ask you not to do
Republishing a whole essay on another site, or using the writing to train a language model without my permission, are both outside the line. For reprints, translations, or commercial licensing, write to hello@karlbaz.com and I’ll almost always say yes, with attribution as the condition.
No warranty
The writing is provided as is. I try to be accurate and to correct mistakes when I notice them or when readers point them out, but I don’t warrant that any essay is right about your situation. Using the writing here to make a decision is your call.
Changes
If these terms change, the page changes with them. The current version date is at the bottom.